Applying for a loan

Find out what you need and if you're eligible to apply for a loan today.

• Who can apply?
• Why was my application rejected or declined?
• Why didn’t I get an immediate decision on my application?
• Can I apply for a loan if I’m only receiving Centrelink benefits?
• How much can I borrow?
• Can I apply for a loan in person or over the phone?
• What do you need from me to apply?
• How do I get updates on my application?
• How do I apply for a City Finance loan?
• What interest rates and fees will be charged?
• How is my application going?
• If I’ve started a new job, can I apply for a loan?
• I don’t have internet banking; can I apply for a loan with City Finance?
• Can I apply for another loan if I have other loans already?
• Can I apply for a loan if I have a Part 9 (IX) Debt Agreement?
• Can I apply for a loan if I’m on a visa?
• Does City Finance offer joint loan applications?
• Can I apply for a loan if I have bad credit?
• Who is eligible to apply for a City Finance loan?
• When can I apply for a loan with City Finance?
• What supporting documents do I need to provide?
• What happens once I submit an application?
• How long does it take to complete an application?
• How long does it take to receive my money if I am approved?
• Why do you need my bank statements?
• What happens if my application is declined?
• I’ve applied and have not heard back. Why?
• How long does it take to get an answer? When will I find out if i am approved?
• Why do you need me to provide identification documents during the application?
• How do I accept my loan offer if I get approved?
• When will I received a loan statement?